The IRS has officially confirmed it will issue automatic $1,400 stimulus payments to around one million eligible taxpayers in April 2025. These payments are part of the Recovery Rebate Credit (RRC) program and are aimed at individuals who didn’t receive their full COVID-era stimulus payments in 2021. If you’re one of the taxpayers who didn’t claim the RRC on your 2021 return—or accidentally left it blank—you might be in line for this automatic payment.
Let’s break down what’s happening, who’s eligible, and what you need to know.
What Is the $1,400 Stimulus Payment in 2025?
The $1,400 stimulus payment is a one-time financial boost issued by the IRS as part of a correction effort tied to the Recovery Rebate Credit (RRC) from 2021. Initially, these credits were offered as part of the federal government’s COVID-19 relief package. However, due to filing errors, confusion about eligibility, or incomplete returns, many people never received the full amount.
Now, the IRS is stepping in to correct that.
Recovery Rebate Credit 2025 Overview | Details |
---|---|
Issuer | Internal Revenue Service (IRS) |
Payment Type | Recovery Rebate Credit (RRC) |
Maximum Amount | $1,400 |
Total Estimated Payout | $2.4 Billion |
Payment Method | Direct deposit or paper check |
Disbursement Date | April 2025 |
Eligibility Year | 2021 tax return |
Deadline to File 2021 Return | April 15, 2025 |
Official Website | www.irs.gov |
Why Is the IRS Sending Out Payments Now?
The IRS is issuing these payments because nearly 1 million taxpayers either omitted or incorrectly entered the RRC information on their 2021 tax returns. Many of these individuals were actually eligible for the credit but missed out due to misunderstandings, filing issues, or system errors.
To fix this, the IRS is automatically sending out checks or deposits to eligible recipients—no action required if your return was already filed.
Who Is Eligible for the $1,400 Stimulus Check?
To qualify for the IRS stimulus check in April 2025:
- You must have filed a 2021 tax return.
- You either left the RRC field blank or entered “$0” despite being eligible.
- You did not receive the full stimulus payment you were entitled to during the pandemic.
- You are a U.S. citizen or permanent resident.
- Your tax information from 2023 will be used for deposit or address records.
If you haven’t filed a 2021 return yet, you still have until April 15, 2025, to do so and possibly claim the Recovery Rebate Credit.
How Will the Payments Be Sent?
Payments will be disbursed in two formats:
- Direct deposit – Sent to the bank account listed on your 2023 tax return.
- Paper check – Mailed to the last known address the IRS has on file.
Recipients will also receive a notification letter from the IRS detailing the amount and delivery method.
What If I Haven’t Filed My 2021 Return Yet?
If you never filed your 2021 return, you can still qualify—but you must file by April 15, 2025. This is your last chance to claim the credit. Even if your income was low or nonexistent, you are still eligible to file and claim the RRC if you meet the criteria.
You can do this by:
- Filing your 2021 tax return electronically or by mail.
- Ensuring that the Recovery Rebate Credit section is accurately completed.
Do I Need to Do Anything to Get the Payment?
For most eligible individuals, no further action is required.
However, you must file your 2021 return by April 15, 2025 if you haven’t already. The IRS has emphasized that automatic payments will only go to those who previously filed their 2021 tax return but did not properly claim the RRC.
This latest round of payments is part of the IRS’s ongoing effort to ensure all eligible Americans receive the full economic support they were promised. If you think you might be one of the 1 million affected taxpayers, double-check your 2021 return or consult the IRS website for more guidance.
FAQs:
When will the IRS send out the $1,400 payments?
Payments are scheduled to be disbursed in April 2025 via direct deposit or mailed checks.
Do I need to apply or file anything?
If you already filed your 2021 return but didn’t claim the RRC, you don’t need to apply. If you haven’t filed, you must do so by April 15, 2025.
How will I know if I’m receiving the payment?
The IRS will send a notification letter to eligible taxpayers once the payment is issued.